Thank you for visiting SmartTerm.com & allowing us
to tell you "About Us"
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 Because
there are so many insurance companies, it's difficult for consumers
to know which companies offer top value. That's
why our company was established. We continually survey
the insurance industry to determine which companies
offer competitive premiums.
To assure quality, we only represent well-established and highly
rated insurance companies. The result is
quality protection for your family - top dollar value
for you.
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 There's
a reason we're one of America's leading Term Life Agencies. We're committed to making it as easy and convenient
as possible for you to protect your family. To
save time, you may apply over the phone or through the mail.
For your privacy and convenience, no salespeople will ever
come to your door. Quality customer service is only a toll-free
call away. Please call us - there's no cost or obligation,
and it's pressure free. Time savings, value and convenience
- that's what Oncor is all about!
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 We
state our principles so you'll know what you can expect from us,
but perhaps more important, what we expect of ourselves. Please
call us - you'll find us to be friendly and helpful. We'll
even pay for your call, for whatever reason.
- We believe that what is best for our customer, is best
for us.
- By working harder and operating more efficiently, we provide
service and value to our customers.
- We take pride in our purpose of providing family
protection at a competitive price. We won't sacrifice
quality.
- There is a free look period of 10, 20 or 30 days depending
on the state where your policy is issued. If you are not
satisfied for any reason, you can return your policy and
receive a full refund of premiums paid.
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